P
Pay
Contactless Tap & Pay, bank transfers, QR payments and everyday transactions.
The Financial Operating System for customers worldwide
One platform for everyday financial life.
FastPayd is building a mobile-first financial platform for customers worldwide — bringing payments, merchant services, accounts, savings and foreign exchange together in one connected experience.
Certain financial services will be provided subject to applicable regulatory approvals and/or through appropriately licensed partners.
Pay · Accept · Send · Save · Share · Exchange
Your money shouldn't need five different apps.
PAYTap, transfer and pay.
ACCEPTMobile-first merchant payments.
SAVEIndividual and group savings.
EXCHANGEFX through appropriate licensed structures.
The problem
Your financial life is fragmented.
One app for transfers. Another for payments. Another way to collect money as a merchant. A group chat to manage family contributions. And another service entirely when you need foreign exchange.
FastPayd brings those experiences together.
Everything you need. Working together.
Six pillars. One connected system.
A
Accept
Merchant Mobile POS, QR acceptance, collections, payment links, gateway and real-time visibility.
B
Bank
Personal and business account services for sending, receiving and managing money.
S
Save
Personal savings, automated savings, group contributions and cooperative savings.
W
Withdraw
A POS cash-withdrawal network designed for broad everyday access.
FX
Exchange
Naira and foreign-currency exchange through the appropriate licensed structure.
For merchants
For merchants, the payment is only the beginning.
01
Accept payments
Give customers multiple ways to pay.
02
Track transactions
See financial activity in one place.
03
Collect money
Create simpler payment and collection experiences.
04
Manage your business
Connect payment activity with broader business financial services.
Security by design
Security isn't an extra feature. It's part of the architecture.
Biometric authentication
Stronger identity verification for platform access.
Device binding
Recognise and control trusted devices.
Geofencing & trusted zones
Use location intelligence as an additional security signal.
Behavioural monitoring
Identify unusual account activity.
Fraud monitoring
Detect potentially suspicious transactions.
KYC & AML controls
Support verified financial relationships and responsible financial activity.
Built for customers worldwide
Designed for the way people and businesses move money across markets.
Consumers
Digitally active customers, professionals, students, young adults and families.
Merchants
Retailers, restaurants, online sellers and independent businesses.
Groups & Communities
Savings groups, cooperatives, clubs, associations and families.
Businesses
SMEs, online businesses, enterprises and organisations that need better ways to collect and manage money.
The experience
One tap. One connected experience.
Open FastPayd
Access your financial services from one app.
Choose what you want to do
Pay, transfer, collect, save or manage your account.
Complete the transaction
Use the available payment or financial service.
See it instantly
Keep activity and transaction records connected inside FastPayd.
What guides FastPayd
Mission, vision and values.
Mission Statement
Make payments and everyday financial services simpler, more connected and more accessible across borders.
FastPayd exists to connect payments, merchant services, accounts, savings and foreign exchange in one trusted global platform — reducing fragmentation for consumers, merchants, businesses and communities.
Core Vision
To become a leading global mobile-first financial operating system.
A platform where payments connect people and businesses across markets, financial services work together as one ecosystem, and every customer relationship can deepen over time.
Core Values
Trust first. Build for real life. Grow with discipline.
Our values shape how we design the platform, protect customers, work with regulators and build for long-term financial participation.
Security by Design
Trust, fraud prevention, identity controls and risk management are built into the platform from the beginning.
Simplicity & Integration
We reduce unnecessary fragmentation by designing financial services to work together around one customer relationship.
Inclusion
We build for consumers, merchants, SMEs, families, cooperatives and communities across evolving global financial markets.
Responsible Innovation
We pursue new technology and mobile-first experiences with compliance, resilience and customer protection in mind.
Transparency & Accountability
Clear records, permissions, reporting and measurable performance are central to how the platform and business are designed.
Community & Partnership
We recognise the role of merchants, families, savings groups, banks, regulators and partners in building a stronger financial ecosystem.
Built by security and business specialists
The founding team.
Founder
Peter Nwanosike
Cybersecurity specialist with more than 10 years of experience, leading platform security architecture, risk controls and compliance-by-design.
Co-Founder
John Nwanosike
Cybersecurity specialist with more than 10 years of experience, focused on core engineering, platform development and embedded security controls.
Co-Founder
Godwin Oluka
Technical Business Analyst with more than 10 years of experience connecting business strategy with technical execution and product delivery.
We're building now
The financial operating system we're building for customers worldwide.
Core NFC, QR and transaction-flow functionality has reached demo stage, with infrastructure, compliance, certification and regulatory work forming the next stages of development.
customers already save together.
We're giving it a better financial home.
Built for real behaviour
Ajo. Esusu. Family savings groups. Cooperatives. Investment clubs. FastPayd is designed to give these existing habits more structure.
Clear control
Dedicated group accounts, administrators, permissions and a financial ledger — less spreadsheet, less chat-thread accounting, more clarity.